Mini account de questrade forex

Conta Forex.
DEFINIÇÃO da 'Conta Forex'
O tipo de conta que um comerciante forex abre com um corretor forex de varejo. As contas de Forex vêm em muitas formas, mas a primeira que é aberta é muitas vezes a conta de demonstração forex.
BREAKING Down 'Conta Forex'
Depois que o comerciante experimentou contas de demonstração com alguns comerciantes diferentes, uma conta financiada seria o próximo passo. Mini contas, contas completas e contas gerenciadas são os tipos mais comuns de contas financiadas. As mini contas são semelhantes às contas completas, exceto que a moeda é negociada em lotes de 10.000 em vez de 100.000. Isso permite depósitos iniciais obrigatórios mais baixos e maior personalização de gerenciamento de risco.

PERMANECE da Questrade.
2 de abril de 2018 8:52 pm.
4 de abril de 2018 às 12h47.
4 de abril de 2018 1:44 pm.
Felizmente, não vi nenhum problema.
16 de abril de 2018 4:23 pm.
Questrade atrasou e demorou oferecendo uma desculpa após a outra.
Perdi milhares de dólares, enquanto Questrade roubou essa solicitação.
Entrei uma denúncia com a Alberta Securities Commission e agora eu comecei uma ação judicial.
16 de abril de 2018, 18:25.
30 de abril de 2018 às 20:42.
boa sorte com a transferência, solicitei uma transferência do meu CSEI da ING no início de março, na semana passada, a minha transferência na minha conta de questrade foi cancelada, peça-me pedir que eu chame o ING para cancelar a transferência porque a questão não recebeu o dinheiro.
Eu chamo ING, eles disseram que enviaram o rascunho em meados de março, eles investigarão por mim.
Hoje eu chamo o ING de volta, eles disseram que meu dinheiro já foi cobrado. nada ING pode fazer. Vou chamar a questrade amanhã tentando descobrir onde meu dinheiro foi, e eu vou deixar este corretor,
Eu só precisarei enviar todo o meu caixeiro do Cisfile para minha margem, depois enviou todo o meu dinheiro da minha margem para o ING, não há necessidade de pagar taxa de transferência.
3 de maio de 2018 às 19h37.
3 de maio de 2018 às 19h53.
25 de junho de 2018 às 22:48.
Não consigo obter o livre comércio. Também o representante é uma merda, ele mesmo me disse que eu tenho que chavear manualmente o código de promoção para obter os negócios gratuitos. Isso é ridículo, como uma pessoa pode manualmente com um código de promoção de 15 dígitos.
28 de janeiro de 2018 11:53 am.
Acabei de descobrir que eles cobram juros sobre as ações dos EUA se você não converter seu dólar canadense existente em dólar antes de comprar ações dos EUA. Embora você tenha fundos como US $ CAN, eles consideram a compra de ações americanas como empréstimos empresariais da Questrade e eles cobram juros de 6% (pode ser menor se você tiver uma certa quantidade de empréstimo, por exemplo, mais de 100K ou mais).
NUNCA falam sobre essa prática de negócios de MOMNEY STEALING e eles apenas dizem que desculpe, você deve CONHECER-LHE se você não entender o contrato ou a prática comercial. Por outras razões, liguei para eles e leva uma média de 30 minutos ou mais para segurar um CR. A resposta por e-mail leva DIAS!
Eu acho que eles anunciam a taxa de comissão, mas eles ganham mais dinheiro com essa prática comercial desleal e exploram seus clientes especialmente os investidores novatos.
Eu acho que eles fizeram isso intencionalmente e um amigo meu perdeu milhares de dólares de interesse sem saber que ele estava pagando juros para dinheiro chamado emprestado que ele não emprestou e enquanto ele tinha mais fundos em sua conta do que as ações dos EUA que ele comprou. Mesmo que você não compre ações, opções e não use o chamado dinheiro emprestado, eles lhe cobram juros desde que iniciaram esse processo de empréstimo no início.
Isso é para mim simplesmente explorar seus clientes e dinheiro realmente fácil. Espero que OSC, assuntos de consumo ou alguns órgãos legais ou administrativos atuem novamente contra eles ou qualquer empresa de corretagem que use esta prática maligna.
28 de janeiro de 2018 11:57 am.
Acabei de descobrir que eles cobram juros sobre as ações dos EUA se você não converter seu dólar canadense existente em dólar antes de comprar ações dos EUA. Embora você tenha fundos como US $ CAN, eles consideram a compra de ações americanas como empréstimos empresariais da Questrade e eles cobram juros de 6% (pode ser menor se você tiver uma certa quantidade de empréstimo, por exemplo, mais de 100K ou mais).
NUNCA falam sobre essa prática de negócios de MOMNEY STEALING e eles apenas dizem que desculpe, você deve CONHECER-LHE se você não entender o contrato ou a prática comercial. Por outras razões, liguei para eles e leva uma média de 30 minutos ou mais para segurar um CR. A resposta por e-mail leva DIAS!
Eu acho que eles anunciam a taxa de comissão, mas eles ganham mais dinheiro com essa prática comercial desleal e exploram seus clientes especialmente os investidores novatos.
Eu acho que eles fizeram isso intencionalmente e um amigo meu perdeu milhares de dólares de interesse sem saber que ele estava pagando juros para dinheiro chamado emprestado que ele não emprestou e enquanto ele tinha mais fundos em sua conta do que as ações dos EUA que ele comprou. Mesmo que você não compre ações, opções e não use o chamado dinheiro emprestado, eles lhe cobram juros desde que iniciaram esse processo de empréstimo no início.
Isso é para mim simplesmente explorar seus clientes e dinheiro realmente fácil. Espero que OSC, assuntos de consumo ou alguns órgãos legais ou administrativos atuem novamente contra eles ou qualquer empresa de corretagem que use esta prática maligna.
4 de março de 2018 1:19 pm.
4 de março de 2018 2:04 pm.
5 de março de 2018 9:28 am.
5 de março de 2018 12:10 pm.
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Questrade FX.
Contas de Negociação.
A Questrade oferece uma única conta de negociação forex sem comissão com taxa de margem de 3%, spreads variáveis ​​e a opção de usar lotes micro-negociáveis ​​para melhor gerenciamento de riscos tanto no robusto MetaTrader 4 quanto nas plataformas internas do corretor.
Os serviços de conta gerenciada também estão disponíveis com este corretor através do seu IQprogram Questrade Portfolio.
Outro brinde que você receberá da Questrade é o acesso às aulas de Forex da Online Trading Academy e ao serviço ForexCharts por eSignal. Com o serviço eSignal, você receberá mais de 20 estudos analíticos, ferramentas de desenho avançadas, barras de ferramentas customizáveis ​​e muito mais. Para obter ForexCharts, você simplesmente precisará ter uma equidade de US $ 1.000 ou mais.
A empresa. Segurança dos Fundos.
Fundada em 1999, a Questrade é a maior corretora online independente do Canadá, com a qual os clientes privados e institucionais podem negociar divisas, CFDs, metais preciosos, ações, opções, ETFs, fundos de investimento, títulos e CPGs.
O Canadá não é um destino de corretores de Forex muito popular e, provavelmente, uma das razões para isso é que os residentes canadenses não são obrigados a negociar somente com corretores licenciados a nível nacional (como os Estados Unidos).
Ao contrário dos EUA, o Canadá não restringe a alavancagem, proibe a cobertura, ou aplique FIFO (firs-in-first-out). Dependendo da província de sua inscrição, no entanto, corretores no Canadá podem precisar cumprir regulamentos diferentes.
O Questrade, Inc., que faz negócios como Questrade, é regulado pela Organização Reguladora do Indústria do Investimento do Canadá (OCROC) - o órgão que licem todos os negociantes de investimentos e supervisiona a atividade de negociação em mercados de dívida e de ações no Canadá. Esta organização nacional de auto-regulação estabelece padrões de indústria reguladora e de investimento de alta qualidade, protege os investidores e fortalece a integridade do mercado, mantendo mercados de capitais eficientes e competitivos.
Uma das maiores vantagens de negociar com um corretor forex canadense é o Fundo Canadense de Proteção ao Investidor (CIPF), que assegura a conta de cada comerciante por até US $ 1 milhão contra as perdas sofridas devido a um corretor insolvente. Questrade, é claro, também é membro do CIPF.
Condições de Negociação.
Depósito Inicial Mínimo.
Para abrir uma conta com a Questrade, os comerciantes devem investir um mínimo de US $ 1 000. Esse montante inicial mínimo é comparativamente alto para o mercado cambial, mas com um corretor regulado no Canadá vale a pena e ndash; seus fundos são seguros. Outra corretora regulamentada no Canadá, Forex exige apenas US $ 50 de seus clientes como um começo.
A única conta de negociação forex da Questrade fornece spreads variáveis, a partir de 1,7 pips em EUR / USD, que está acima da média para o mercado cambial. A maioria das corretoras oferece spreads variáveis ​​dentro do intervalo de 1.0 & ndash; 1,5 pips para este par.
Para fins de comparação, o Forex fornece um spread típico de 1,8 pips em EUR / USD em suas contas sem comissão. Para obter mais informações, você pode buscar spreads em tempo real de 15 corretores líderes aqui.
Quando se trata do forex, o corretor oferece alavancagem, mas ao contrário de outras corretoras, onde alavancagem ou margem é corrigida, a Questrade exige uma margem diferente para os diferentes instrumentos de negociação.
O nível de alavancagem máximo oferecido pela Questrade é apenas 1:33, enquanto vários corretores oferecem alavancagem igual ou superior a 1: 500. Em comparação, o Forex oferece alavancagem até 1: 200 (ou 1:50 para clientes dos EUA, uma vez que a alavanca nos EUA é limitada pela lei).
Plataformas de negociação.
A Questrade oferece aos seus clientes uma escolha de várias plataformas de negociação: o renomado MetaTrader 4, o QuestradeFX e o QuestradeFX Pro & ndash com base na web; plataforma de desktop personalizável interna.
O QuestradeFX oferece mais de 30 moedas principais e apresenta um clique de preço, preços em tempo real, uma tela de entrada de pedidos simplificada e relatórios em tempo real disponíveis 7 dias por semana 24 horas por dia.
A área de trabalho da plataforma QuestradeFX PRO permite que os usuários personalizem o design e o layout do software para um mercado específico, estabeleçam limites e param pedidos por taxa, pips ou dólar P & amp; L, teste o conjunto de ferramentas de relatórios, etc.
Plataforma QuestradeFX PRO. Clique para ampliar .
A Questrade também suporta o MetaTrader 4, que está equipado com dados em tempo real, ferramentas de análise técnica e um ambiente otimizado com EA para estratégias automatizadas personalizadas ou off-the-shelf.
Métodos de pagamento.
A Questrade oferece os seguintes métodos de depósito e retirada: transferência bancária, cheque de papel e transferências eletrônicas de fundos.
Conclusão.
Questrade é um corretor canadense respeitável que oferece negociação em uma ampla gama de ativos. Embora os seus spreads não estejam entre os mais apertados da indústria e o máximo de alavancagem disponível é apenas 1:33, recomendamos esta corretora como se destaca em termos de segurança e segurança de fundos. Para resumir o acima, aqui estão as vantagens e desvantagens no que diz respeito a este corretor:
Sede: Centro da América do Norte, 5700 Yonge Street, Ground Floor & ndash; Torre do Norte.
Forex Industry News.
Últimos corretores forex.
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Revista Questrade.
A Questrade é a maior e mais popular empresa de corretagem online da Canada, entrando em 2018. Eles foram fundados em 1999 e oferecem uma gama completa de produtos e serviços de investimento / negociação tanto para o investidor médio quanto para o comerciante ativo de alto volume.
Sua jornada da indústria de risos em seus primeiros anos para o seu lugar atual no topo do campo, consistentemente, como a melhor empresa de corretagem no Canadá (citada pela Globe and Mail, a revista MoneySense e pelo ranking anual da Deloitte) tem sido uma longa e fascinante .
Dentro desta revisão aprofundada da Questrade, explorarei sua impressionante gama de ofertas e debate se você se juntar.
Código de oferta Questrade.
Código de oferta de uso: o Canadá recebe $ 50 grátis da Questrade.
Comissões & amp; Honorários.
Código de oferta Questrade.
A tabela acima deve ser vista novamente! Não é um erro de digitação, nem um exagero! Questrade oferece os negócios mais baratos em praticamente todas as categorias de investimentos em todo o Canadá. A estrutura de preços não mudou desde a sua criação e é tão impressionante que encoraja os investidores novos e pequenos a saltar para o jogo de investimento, além de atrair investidores descontentes de outras corretoras.
Questrade convenientemente pode cobrir todas as taxas de transferência impostas por outras instituições financeiras se interessado em mover sua conta de negociação existente para eles. Isso torna o fascínio para se juntar ainda mais tentador.
Para negociação de ações, a Questrade oferece uma estrutura de preços democrática única. A longo prazo, menos ativos, os investidores têm a opção popular de 1 & cent; por ação com uma cobrança mínima de US $ 4,95 / comércio e um custo de comissão máximo máximo de US $ 9,95. Traders ativos e # 8212; aqueles que fazem negócios de alto volume compartilhado & # 8212; tem a escolha de 1 & cent; por ação (1 milhão mínimo / $ 6.95 máximo), ou uma taxa de comissão de ações de US $ 4,95. Todos os titulares de contas podem alternar entre estas opções de preços a qualquer momento. Mas esteja ciente de que uma mudança para o programa comercial ativo envolve a inscrição em um dos diversos planos avançados de dados de mercado da Questrade & # 8217;
Desde 2018, a Questrade continua a não cobrar comissão na compra de ETFs (Exchange Traded Funds). Os ETFs são gratuitos para todos. Isso mudou radicalmente a face do índice investindo para melhor. Ele abriu um mundo totalmente novo para aqueles que preferem comprar mensalmente para tirar proveito da média em dólares. Também faz com que o interesse composto e as carteiras de equilíbrio sejam muito mais doces.
Embora tenhamos o tema dos ETFs, muitas outras corretoras (incluindo bancos) ainda cobram uma taxa para os negócios da ETF, estranhamente, garantindo o cronograma mal planejado e o mercado # 8221; estratégia como uma prática comum por muitos investidores amadores nesses outros pontos financeiros, na esperança de economizar em custos de comissão. Isso não é mais necessário ao investir na Questrade. Com tantos quantos se voltam para os ETFs atualmente devido ao seu MER baixo e diversificado, é um maravilhoso suspiro de ar fresco para poder fazê-lo sem nenhum custo. Todas as indicações parecem ser que Questrade foi o primeiro corretor de desconto no Canadá a fazer isso, e os aplaudo.
A Questrade também deixa claro que eles não cobram taxas de instalação, taxas anuais e taxas ocultas em nenhum dos seus serviços, o que é uma mudança bem-vinda da norma da indústria. No entanto, deve ser dada uma nota especial sobre como eles lidam com a inatividade da conta.
Embora historicamente a Questrade nunca cobrou uma taxa de inatividade, eles recentemente fizeram uma alteração sutil para essa política. Na verdade, não é tão ruim quando você examina os detalhes. Se alguma coisa é bastante razoável. Este ajuste de política pode potencialmente cobrar US $ 24,95 (sem impostos) por trimestre civil. Todos os detentores de contas da Questrade, no entanto, incluem famílias que possuem o mesmo endereço físico (que também pode ser um grupo de estranhos ao usar o programa myFamily), com ativos equivalentes combinados de pelo menos US $ 5.000 estão isentos dessa taxa de inatividade. Esta taxa também não se aplica a contas de caridade, contas forex, indivíduos de 25 anos de idade ou menores, e todas as novas contas abertas por apenas 6 meses. Se, no entanto, esta taxa ainda se aplica a você, basta fazer pelo menos um comércio comissionável por trimestre (uma vez a cada 3 meses) e você não será cobrado. Além disso, se você estiver inativo por um quarto e for cobrado, então, fazendo pelo menos um comércio no próximo trimestre, irá gerar um reembolso de até US $ 24,95 em negociações livres de comissão como compensação. Justo.
Para a maioria dos investidores, esta mudança de política é trivial, pois seus ativos são quase sempre superiores a US $ 5.000. E a maioria das pessoas nunca receberá cobrança dessa taxa de inatividade. Como eu mencionei anteriormente, acho que essa mudança é perfeitamente razoável e ainda melhorias do que todas as outras casas de corretagem com desconto que não só cobram uma taxa de inatividade, sem exceções, eles fazem isso com mais freqüência (a cada mês) e adquirem inúmeras taxas ocultas que Questrade não faz.
Novas Contas.
Existem dois conjuntos de contas oferecidos pela Questrade: Self-directed e Online Managed Investing.
Investimento direto: essas contas são para aqueles que querem o controle total de sua tomada de decisão de investimento. Eles vão economizar mais dinheiro, em termos de custos de comissão. A conta Margem Padrão (Individual) é o tipo de conta mais popular aberto por novos clientes.
Investimento gerenciado: essas contas são para aqueles que querem que a Questrade gerencie todas as decisões de investimento em seu nome, por uma taxa anual nominal. Eles exigem o mínimo de esforço da sua parte e tendem a ganhar retornos mais altos no longo prazo. Da minha análise, essas contas são de fato tratadas por uma equipe real (a divisão Questrade Wealth Management) nos bastidores. Sob sua gestão, eles consideram seus objetivos pessoais e tolerância ao risco para combinar, gerenciar, monitorar e ajustar os melhores investimentos sem o seu envolvimento diário. Questrade chama este QI de portfólio.
Contas Questrade.
Margem Padrão:
Informal, Joint Informal ou Entidade Formal:
Empresa exclusiva, Parceria, Clube de Investimento ou Corporação Registrada:
CELI, RRSP, LIRA, RIF, LIF, RESP individual ou Family RESP Forex (FX) e amp; Contrato de Diferença (CFD) Trading.
Gerado ativamente pelo pessoal atribuído à sua conta @ Questrade.
Por favor, note que, ao contrário do auto-dirigido, o investimento gerenciado vem com um preço - uma taxa de administração mínima de US $ 14 / ano. Na minha opinião auto-dirigida é tudo o que uma vez precisará, considerando como tomar decisões de investimento bem informadas é bastante simples para os recém-chegados nos dias de hoje. E para compor isso, as contas auto-dirigidas não têm taxas (fora da comissão de comércio usual) associadas a elas, ao contrário de seus primos de investimento gerenciados. Eu irei em profundidade em seu lado de investimento gerenciado em uma seção posterior desta revisão.
Requisitos de depósito inicial.
Embora o acesso imediato seja obtido depois de se juntar (não esqueça de usar o código de oferta Questrade: Canadá para obter $ 50 grátis durante a inscrição), sua conta não está ativada. Para ativar oficialmente sua conta, para iniciar a negociação, é necessário um depósito inicial.
Para ações e opções, você precisará manter um saldo mínimo de capital de US $ 250, após atender ao requisito de depósito inicial, para manter sua conta ativa em boas condições. Se, no entanto, você planeja fazer investimentos gerenciados, então é necessário que você mantenha US $ 1.500 em valor da conta uma vez que você investiu. Se esse valor cair abaixo de US $ 1.500, seus investimentos serão liquidados.
Uma vez que este depósito mínimo inicial tenha sido cancelado, a Questrade lhe envia uma mensagem de confirmação. Para aplicativos off-line, você será contatado por um de seus representantes, o que confirmará que a negociação pode começar. Demora cerca de 1-3 dias úteis para a Questrade receber e processar este depósito.
* Depósitos em moeda canadense em forex & amp; As contas CFD são convertidas automaticamente em moeda dos EUA.
Processo de inscrição.
Abrir uma conta com Questrade é um processo incrivelmente rápido, intuitivo e indolor. Não demorei mais do que dois minutos para abrir uma conta geral, que imediatamente me deu acesso para praticar nas plataformas de negociação e publicar no seu vibrante fórum de discussão. Levei menos de vinte minutos para abrir sua conta de negociação de margem individual popular.
O pedido on-line requer o seu número de seguro social (para informar os juros e os dividendos obtidos para a CRA, mas você tem a opção, na página, para não permitir que eles usem o SIN), informações de emprego (ou fonte de renda, se estiverem desempregadas), e uma forma de identificação (por exemplo, licença do motorista). E, embora tenham uma alternativa off-line que você possa imprimir e preencher, eu recomendo seu processo on-line seguro em vez disso porque reduz a quantidade de erros de gravação e problemas de legibilidade, e suporta DocuSign para o processo de assinatura de assinatura on-line.
Uma das primeiras coisas que você precisa fazer ao se inscrever é definir uma ID de usuário e uma senha para sua nova conta. Isso proporciona a capacidade incrivelmente conveniente de retornar a uma aplicação incompleta mais tarde.
Descobri as sessões durante o tempo limite de inscrição após 30 minutos de inatividade. Este é mais que tempo suficiente para coletar documentos e credenciais necessários e para revisar os detalhes fornecidos para todos os erros.
Formas de financiar sua conta.
Os números de contas consistem em dez dígitos numéricos (por exemplo, 12345678-90). Este é um passo acima de seu tamanho alfanumérico de seis caracteres pré-2018 e, como tal, foi relatado que alguns bancos externos ainda impõem um limite de oito caracteres para as contas do beneficiário quando você tenta enviar dinheiro para a Questrade. Para contornar isso, nossos leitores indicaram que você só precisa fornecer os primeiros oito dígitos do seu número de conta Questrade. Usando esta solução útil, seus fundos ainda serão entregues com sucesso.
Ao fazer um depósito usando banco on-line ou via Interac, você deve ter em mente que não é possível enviar USD para sua conta Questrade & # 8212; apenas CAD. Isso se deve a uma limitação da EFT no banco emissor, e não ao Questrade. Todos os outros métodos de financiamento mostrados acima suportam a capacidade de financiar sua conta com CAD ou USD. As retiradas de fundos USD da sua conta Questrade para uma conta bancária em USD funcionam perfeitamente bem.
Se você precisa depositar a moeda do USD imediatamente e nenhum dos métodos acima se adequa às suas necessidades, você ainda tem mais algumas opções: você pode converter seu saldo de CAD existente, mantido dentro da sua conta Questrade, para USD usando a ferramenta Exchange Funds (encontrado em Solicitações de ). Isso pode levar até 24 horas para processar. Ou, você pode aproveitar o Gambit de Norbert & # 8217; (veja as FAQ)! As conversões bem sucedidas foram confirmadas pelos leitores desta revisão Questrade.
Antes que as retiradas possam ser iniciadas, a Questrade exige que você forneça um cheque vazio ou um formulário de contrato de depósito pré-autorizado assinado e carimbado pelo seu banco. Isso só precisa ser feito uma vez por conta bancária. Demora cerca de três dias úteis para processar uma retirada e para que os fundos cheguem à sua conta bancária.
Conta do Membro.
O portal de controle primário da sua conta é conhecido como myQuestrade (em alternativa, a conta Questrade) e é uma experiência maravilhosa com uma organização bem pensada e um apelo visual. Há muito amor colocado neste portal, proporcionando uma experiência consistente e imersiva e responsiva. Descobri que funcionou perfeitamente com cada smartphone, tablet, laptop e desktop que eu poderia jogar.
Este portal integra integralmente a negociação e o gerenciamento de contas sem esforço. Dá acesso imediato à compra e venda de títulos, trabalhando com ferramentas de pesquisa, usando uma agitada biblioteca de aplicativos parceiros (e API do desenvolvedor) em qualquer um de seus dispositivos, visualizando a atividade de sua conta, analisando saldos e posições, gerenciando seu pessoal detalhes, declarações de exibição, fazendo transferências de fundos em & amp; fora de suas contas, uploading & amp; baixando seus documentos, trocando moeda CAD / USD entre contas, tomando ações corporativas em comunicações de acionistas, transferindo cargos, abrindo contas adicionais, recuperando resgates fiscais, opções de exercícios, interagindo com fundos mútuos e muito mais.
Uma vez que sua conta é ativada para negociação, você é convenientemente solicitado quando você efetua o login pela primeira vez para selecionar uma base doméstica padrão. Uma base é onde você gostaria que a Questrade o colocasse diretamente cada vez que você efetuasse login. Você tem a escolha da sua página de gerenciamento de conta ou da plataforma de negociação on-line. Este é definitivamente um protetor de tempo útil, mas, se necessário, você pode pular entre cada um através de uma barra de menu sempre visível. E você pode mudar sua base de residência a qualquer momento a partir da página Configurações.
Eles também têm várias áreas de auto-ajuda, incluindo um centro de aprendizado robusto de e-books (por exemplo, estratégias de opções e negociação Forex e CFD), fichas técnicas, um glossário detalhado e um fórum de discussão em comunidade muito ativo chamado The Exchange . O Exchange é o lugar onde você quer sair, fazer perguntas entre outros investidores envolvidos, compartilhar conhecimentos e navegar em uma biblioteca crescente de recursos e ajudar guias de ajuda. Eu achei que esta área era muito agradável, especialmente porque muitos estavam compartilhando conselhos de investimento incríveis e dicas únicas que talvez eu não tenha descoberto de outras maneiras. Uma surpresa de boas-vindas foi o fato de os representantes da Questrade ser tão consistentemente envolvidos nas discussões deste fórum.
Localizados sob a opção do menu Relatórios, há uma série de subcategorias que fornecem detalhes sobre negociação e atividade geral da conta. Algumas dessas subcategorias incluem: Resumo do Investimento (foto acima), Confirmações de Comércio, Atividade da Conta, Declarações, Retorno de Investimento e Encargos Fiscais. Coletivamente, esses relatórios permitem que você explore todos os seus investimentos (ações, fundos, títulos, etc.), poder de compra, patrimônio total, saldos de caixa e posições atuais (em CAD e USD) e muito mais.
Seu histórico de negociação é mantido por 36 meses, enquanto os eStatements, gerados mensalmente, são armazenados por 7 anos. Os deslizamentos fiscais (por exemplo, T3, T5, T5008) também estão disponíveis eletronicamente para cada ano.
Novas declarações são publicadas no dia 15 de cada mês e disponibilizadas para download imediato como arquivos PDF. Esses relatórios melhoraram drasticamente ao longo dos anos e contêm uma tapeçaria rica de gráficos e gráficos coloridos úteis para facilitar a compreensão do seu desempenho até à data e compará-lo com os anos anteriores. Além disso, essas declarações são muito detalhadas e construídas com muito cuidado, para que não sejam apenas intuitivamente entendidas pelo investidor leigo, mas também aprofundam as desagregações dos detalhes da atividade do mês, um resumo de todas as negociações resolvidas pelo no final desse mês, taxas de conversão, alocações, taxas de retorno atuais e históricas, distribuições de dividendos e notas especiais da corretora.
Porque eu me vejo como um investidor médio, a abordagem de estilo apresentada nestas declarações é um excelente bônus oferecido pela Questrade.
Embora a Questrade apoie a visualização, o download e / ou a impressão de declarações mensais on-line como arquivos PDF, e fornece gratuitamente, eles ainda oferecem a opção alternativa de enviar declarações em papel. Esta alternativa, no entanto, custa US $ 20 por declaração. Se você ainda preferir essas cópias impressas, você pode fazer uma solicitação diretamente pelo telefone ou através da janela de chat de ajuda ao vivo.
Moedas duplas.
A margem de margem e as contas registradas da Questrade são constituídas por duas subcontas e # 8212; um que detém fundos canadenses e o outro para segurar fundos dos EUA. Isso é incrivelmente conveniente, pois impede encargos de conversão automática desnecessários, comuns em praticamente todas as outras corretoras, ao negociar instrumentos dos EUA. O Questrade não faz conversões automáticas de moeda. Outras corretoras, por outro lado, façam isso simplesmente porque maximizam seus lucros. Bom para eles, ruim para você.
Por exemplo, com as coisas da Questrade, como as receitas de dividendos nos EUA de ações negociadas nos EUA, permanecerão como USD e serão automaticamente depositadas em sua sub-conta U. S. O mesmo é verdadeiro ao financiar sua conta de margem (ou registrada) por qualquer tipo de moeda; os fundos serão automaticamente colocados na sub-conta associada do mesmo tipo.
Os fundos podem ser movidos entre as subconjuntos usando o recurso de Fundos de câmbio da Questrade & # 8217; mas apenas tenha em atenção que ao usar essa ferramenta, ela envolverá uma conversão com base na taxa ao local ao fechar o mercado em Toronto, além de uma taxa de spread. Esta taxa de spread é de 1,99% para margens e contas registradas. Se o patrimônio total exceder $ 100K, no entanto, essa taxa cai para 1,70% para margem e 1,00% para contas registradas. Se a conversão entre USD / CAD, uma melhor abordagem seria usar a técnica Gambit da Norbert, pois elimina quase todas as taxas cambiais. Consulte as Perguntas frequentes para obter mais detalhes.
Uma nota relacionada interessante é que a Questrade continua a ser a única corretora no Canadá a permitir que dupla moeda (CAD e USD) seja realizada simultaneamente dentro de contas registradas (ie, CELI, RRSP, REEE, RIF, LIRA, LIF) sem nenhum custo que por si só, economizará uma quantidade colossal de dinheiro de taxas de conversão desnecessárias. E enquanto outras casas de corretagem rotineiramente cobram taxas anuais por apenas ter uma conta registrada, a Questrade não cobra uma taxa anual; permitindo que suas contribuições anuais cresçam com a máxima eficiência.
Plataformas de negociação.
A Questrade tem quatro plataformas de negociação: a negociação com a Questrade, uma plataforma de negociação totalmente funcional para usuários de desktop Windows / Macs / Linux, bem como para dispositivos móveis; Questrade IQ Edge, uma plataforma de negociação baseada em desktop simplificada para Windows 7 / 8.1 / 10 + e macOS 10+; Questrade Mobile, seu participante móvel no campo da negociação on-the-go, para iOS e Android; e Questrade FX Global, seu forex e amp; Plataforma de negociação de mercado CFD para a maioria dos usuários de desktop e móveis.
Esta suite inteira é gratuita para usar e pratica contas (com dinheiro virtual) estão disponíveis sem ter que ativar uma conta de negociação real. Muitas dessas plataformas incluem snap quote live Canadian / U. S. transmissão de dados de nível 1, um pacote de gráficos, ferramentas de pesquisa para análises fundamentais e técnicas e muito mais. E, embora esteja disponível gratuitamente, essas plataformas podem ser atualizadas para incluir um dos três pacotes de dados ou adicionar e agrave; à la carte.
Agora, deixe a sonda aprofundar cada uma dessas plataformas únicas e veja o que elas têm para oferecer.
Negociação com Questrade.
Esta é a plataforma de negociação gratuita mais popular da Questrade. Ele serve como principal gateway comercial para a maioria dos usuários toda a experiência de investimento. Também serve como a resposta da Questrade para aqueles que, por uma razão ou outra, podem não ter acesso (ou ser compatível com) seus aplicativos Mobile ou IQ Edge. Como tal, esta plataforma de negociação é o que os usuários do Linux voltam para quando precisam negociar ações, ETFs e opções.
O comércio com a Questrade é engenhosamente integrado no portal da Conta Questrade e é acessível através do botão comércio verde proeminente localizado na barra de menu superior. Por conveniência, esta plataforma pode ser configurada como sua base doméstica quando você efetua o login. Esta plataforma é uma experiência responsiva baseada em navegador HTML5 totalmente compatível, não requer um download, nem nenhum complemento de terceiros, para ser totalmente funcional .
Fazer uma rotação com esta plataforma foi uma experiência incrivelmente libertadora e # 8212; uma excelente amálgama de poder e usabilidade. É muito embalado. Ele também introduz o conceito de Gadgets no léxico da plataforma. Um gadget é uma visão personalizada personalizada do usuário em seus detalhes comerciais / de mercado. Alguns desses gadgets incluem: atividade (um visualizador de logs), balanças, tempo e amp; vendas (atividade global atual de uma ação), citações de nível 1, cotações de nível 2 (se você pagou por esta extensão), notícias, ordens, gráficos, resumo da posição e uma lista de observação. Todas as alterações personalizadas que você faz no layout da sua plataforma são salvas e restauradas automaticamente quando você voltar a logar novamente.
Esta plataforma foi surpreendentemente relâmpago rápido e sensível em todos os navegadores na qual eu testei. O uso da memória e da pegada da CPU foi surpreendentemente pequeno, apesar da profundidade de opções, atividades e funcionalidades que ele tinha para oferecer. Eu também achei que as sessões não parecem ter nenhum limite de tempo de inatividade.
Um bom recurso bônus dessa plataforma foi poder iniciar uma tarefa comercial em um dispositivo (por exemplo, um PC doméstico) e mudar sem esforço para outro dispositivo (por exemplo, smartphone ou tablet) para concluí-lo. Esta é uma pequena adição inestimável, porque pode permitir que se construa cuidadosamente longos procedimentos comerciais, permitindo a livre circulação durante horários ocupados. Os pontos de bônus adicionais também devem ter seu uso inteligente de coloração verde e vermelha em tempo real para ajudar a distinguir mais facilmente as variações de preços de ações e opções à medida que acontecem.
Impressionantemente, esta plataforma de negociação baseada na web tem quase todos os recursos encontrados no IQ Edge, seu irmão maior nesta família. As diferenças notáveis ​​incluem a falta de espaços de trabalho múltiplos, mapas de calor e, surpreendentemente, a incapacidade de alterar os temas de cores & # 8212; Você está preso com esse olhar branco, ao contrário do IQ Edge que tem temas selecionáveis. Então, se você achar que precisa de um ou mais desses recursos faltantes, eu recomendo que você use sua plataforma IQ Edge baseada em desktop.
Questrade IQ Edge.
Questrade IQ Edge é o grande menino desta suíte. Ele vem como um aplicativo de desktop PC (ou Mac) nativo baseado em instalação gratuito. E embora seja comumente usado por muitos investidores, independentemente da experiência, esta plataforma foi projetada especificamente para atender a comerciantes ativos e profissionais.
Curiosamente, o comércio com Questrade e IQ Edge compartilha muitas características em comum. Mas eu encontrei as seguintes diferenças únicas.
O IQ Edge permite uma quantidade ilimitada de espaços de trabalho. Um espaço de trabalho é uma área de tela que permite abrir e personalizar um novo conjunto de gadgets ou janelas para um propósito específico específico que se adapte a um estilo de ambiente comercial. Múltiplos espaços de trabalho navegáveis ​​são um recurso valioso para os comerciantes ativos.
Outras diferenças importantes que descobriu foi que o IQ Edge oferece opções significativamente mais avançadas para entradas de pedidos, como ordens condicionais (por exemplo, ordens de disparo em um horário específico, preço ou volume automaticamente), criação de pedidos de suporte, alertas mais extensos e múltiplos janelas de entrada de pedidos. Esta plataforma também inclui ferramentas de pesquisa mais amplas e mapas de calor.
Eu também descobri algumas diferenças sutis também. O IQ Edge permite uma personalização extensiva de gadgets, o que os leva muito além do que é possível na negociação com a Questrade. A maioria dessas características personalizáveis, no entanto, são visuais (por exemplo, arrastar-largar, redimensionar, colorir personalizado, piscar texto). Depende do dispositivo. Curiosamente, os gadgets não têm um recurso instantâneo e, portanto, eles não se auto-organizam quando a janela principal da aplicação redimensiona. É um pouco irritante, mas não um disjuntor, porque a maioria das pessoas simplesmente posiciona seus aparelhos em um local específico e mantém a janela da aplicação em um tamanho definido.
Curiosamente, qualquer personalização de gadgets que você faz no IQ Edge não se transfere para suas outras plataformas de negociação (assumindo que o mesmo dispositivo existe) e vice-versa. Os símbolos de Ticker e os dados relacionados dentro de gadgets (por exemplo, alertas), no entanto, são devidamente mantidos em diferentes ambientes de negociação.
Felizmente, o IQ Edge incorpora diferentes temas de cores selecionáveis ​​pelo usuário, variando de escuro (padrão), luz e céu azul. Esta é uma mudança bem-vinda do tema branco de queima de tela que suas outras plataformas de negociação (excluindo o FX Global) são infelizmente hardwired para usar apenas.
Um fascínio adicional do IQ Edge é que dá a um comerciante a sensação de conforto, sabendo que a atividade de negociação da sua plataforma não será atrasada ou experimentará soluços, como pode ser o caso, se estiver usando um navegador da Web. Ao falar com a equipe técnica da Questrade & # 8217; me foi dito que esta plataforma é escrita desde o início usando o código C ++ otimizado e implantado especificamente para processadores da Intel, garantindo as mais rápidas respostas para os comerciantes mais sérios. Infelizmente, no momento desta escrita, não existe uma versão de 64 bits para o IQ Edge em plataformas de PC. Para Macs, nativamente, é de 64 bits. Não me interpretem mal, isso ainda funcionará perfeitamente bem em sistemas de PC baseados no Windows de 64 bits. Ele simplesmente não funcionou tão eficientemente quanto poderia ser. Aqui, esperando que no futuro próximo seja disponibilizada uma versão otimizada de 64 bits do Windows IQ Edge.
Questrade Mobile.
Como muitos de nós passamos muito tempo em dispositivos móveis, isso só faz sentido que queremos poder deslizar, tocar e investir on-the-go também. O Questrade Mobile preenche esse vazio.
Esta plataforma gratuita é uma plataforma de negociação móvel surpreendentemente muito poderosa e muito capaz. Operando em qualquer lugar a qualquer momento, este aplicativo está disponível para dispositivos iOS e Android em suas respectivas lojas de aplicativos. O layout visual ea organização das características são muito bem pensados ​​e # 8212; Posso navegar e usar o aplicativo com facilidade intuitiva. E, embora forneçam uma ferramenta de ajuda interativa, descobri que havia pouca necessidade de usá-lo.
A Questrade originalmente planejava lançar uma versão similar para o Windows Phone e o Blackberry, mas, compreensivelmente, devido à compartição de mercado quase inexistente, a idéia foi descartada no final do ciclo de desenvolvimento. Como tal, os usuários com esses dispositivos, incluindo o Linux, precisarão usar a plataforma de negociação alternativa baseada no navegador: negociação com Questrade.
Eu achei o recurso do Mobile definido como sendo quase idêntico à sua plataforma Trading with Questrade, mas com ajustes visuais para atender melhor a operacionalidade do dispositivo portátil. Você pode até realizar ações de gerenciamento de contas diretamente no aplicativo.
Depois de usar esta plataforma por vários dias, é claro para mim, a Questrade continua buscando que o Mobile seja tão rico em recursos como o IQ Edge ao longo do tempo, de modo que mesmo os comerciantes ativos possam ser menos dependentes de seus desktops. Tenho certeza de que isso será saudado com sorrisos felizes por aqueles comerciantes que desejam ser mais completamente desembaraçados de suas masmorras IQ Edge. On-the-go está aqui para ficar, então só faz sentido lógico que a Questrade continuará sua tendência de integrar mais funcionalidades de Edge-like whiz-bang em Mobile, possivelmente superando seu irmão baseado na web ao longo do tempo.
There is no question that Mobile is an integral component to Questrade and quite possibly view it as the most important in this entire platform suite, in terms of long-term growth, since most people will continue to be looking to their phones (and other portable devices) as their primary hub to the markets.
Questrade FX Global.
This is their free specialty web-based platform geared specifically to foreign exchange (FX) and contract-for-difference (CFD) traders. For the curious, FX contracts and CFDs are over-the-counter derivatives. FX Global gives you the ability to speculate on the price movement of currencies, energy, agriculture, metals, and equity indices from one account.
FX Global lives and breathes within the web browser. And my tests found the interaction to be seamless across every device I checked. That includes: PC, Mac, Linux, and mobile devices.
The platform conveniently tracks all trading activity in real time. I could execute trades from live bid/ask quotes just with a simple click or tap at any time. I was also able to keep tabs on open positions, watch for instant profits and losses, view account balances, and analyze historical activity, all on-screen.
Other positive noteworthy features in my evaluation include the ability to switch environment themes (i. e., dark or light), up-to-the-minute embedded news, research tools, technical analysis indicators, watch lists, and push notification alerts to your phone.
I found this platform to be designed very well and I could long and short hundreds of global currency pairs and CFDs with ease. The entire experience was surprisingly much more natural feeling than I was expecting; and this is coming from someone who has very little prior experience in the FX & CFD markets. Trading within the platform can be done 24 hours a day from Sunday evening to Friday afternoon, but, if necessary, existing forex account holders can also place orders for free over the phone.
Ferramentas de pesquisa.
One of the keys to successful investing is through tenacious market research — doing your homework. And so, while compiling this review I felt an honourable nod should be given to Questrade’s stand-out research tools: Market Intelligence and Intraday Trader .
When you login, both tools are found tucked away under the Market Research menu selection.
Market Intelligence is the place to go when you need to get the latest market news in North America, Europe, and Asia as it happens. With research data and ratings provided by MorningStar, I was able to successfully look up a lot of valuable material (e. g., reports, earnings) on whole industries, companies, and specific stocks without having to leave my account. There is also a very useful criteria-based email alerter to keep track of stocks. You can set it up to alert you on price changes, volume fluctuations, bid sizes, and more.
The other research tool, Intraday Trader, is a comprehensive technical analyzer that monitors the NSYE, NASDAQ, AMEX, TSX, TSX Venture, and ARCA. By providing an event triggering watch list (pre-set or custom), it’s able to scan those markets and cross-reference technical patterns of interest throughout the trading day. When a target has been triggered I get notified with charts and a description on what caused it and why. It’s clear that the goal of this tool is to give you a heads-up on potential trading opportunities as they are happening. Interestingly, I began noticing over the following days that I kept returning to use this tool and adding more refined complexity to my event triggers. In short, using this tool can become quite addictive.
Managed Investing (Portfolio IQ)
Self-directed investing (aka DIY trading) is offered essentially by every discount brokerage in Canada and has been a popular choice by the general public due to the cornucopias of easy-to-use tools and support made available to investors desiring complete control over every aspect of their financial interests. With this style of investing, customers have always been able to sculpt their own investment strategy, define their portfolio, buy and sell securities, and more.
However, another option exists. For those with very little time, while continuing to carry big investment ambitions, Questrade introduced Portfolio IQ , the alternative to self-directed investing. Really known as managed investing, Portfolio IQ takes away the stress of investment decision making, such as asset allocation and re-balancing, and puts this work into the hands of experienced portfolio managers of their Questrade Wealth Management division.
Who doesn’t want to take it easy and watch their money grow towards financial independence with little effort? It’s a dream come true! However, the difficulty lies in trying to figure out how exactly to do that. This is where I feel Portfolio IQ comes to the rescue.
I discovered that Portfolio IQ was Canada’s first online wealth management service. Another accomplishment by Questrade. When speaking with one of their managers, he expressed that the advent of Portfolio IQ is to grow and become a definitive market disruptor. To make managed investing accessible to everyone. He went on to say that because managed investing has typically been an exclusive club for the very rich, their goal was to hark back to their motto of unlocking all things restrictive to the masses by doing away with convention. That’s a bold statement. So naturally I signed up for an account and had a look around.
Opening a Portfolio IQ account is straight-forward and only requires an initial deposit of just $1. As an extra bonus, this review’s Questrade offer code — also known as a Questrade referral code — can be used when opening a managed account to receive a free cash bonus. Once open you’re taken through a quick, simple to use point-and-click/tap questionnaire to set up an investor biography that identifies your risk tolerance, existing financial circumstances, market knowledge, and investment ambitions. This is all used to help crystallize the best portfolio that will matter to you. If your goals change, then you can adjust your biography to keep things in balance, which will then automatically update your underlying portfolio model accordingly.
ETF Portfolios.
There are five portfolios and they all deal exclusively in ETFs. Composition is an assortment mix of sectors, markets, and countries.
Further, each of these portfolios have three tiers. Each tier has a different set of sector-specific and country-specific ETFs. It is your account asset value that determines which tier position you’re automatically assigned within the portfolio you’ve selected.
Estrutura de taxas.
Although it only requires $1 to open a Portfolio IQ account, your money sits uninvested until it reaches at least $2,000. Once that threshold has been reached, your money is automatically shifted into your selected portfolio, and your very own assigned team of specialists will begin actively managing and adjusting your portfolio as opportunities arise in the markets. I found they vigilantly kept re-balancing assets to stay within my risk tolerance without any daily involvement on my part, which was nice.
I didn’t find any trading or trailing commission fees. I did uncover a nominal annual management fee, however, which varies based on your existing total account asset value. This fee only gets charged when you have at least $2,000 in savings within your managed account. If it does apply then it’s broken up and charged proportionally on a quarterly basis. Relative to other brokerages and banks, this management fee is by far the lowest I’ve seen.
With the added benefit of taking full advantage of tax-loss harvesting, and providing a last quarter management fee refund guarantee if you’re not fully satisfied for any reason, Portfolio IQ is an extraordinary entrant into the managed investing arena. It has that perfect resonating mix all investors, big and small, crave when they daydream of an unshackled financial tomorrow.
IPO Centre.
Participating in initial public offerings (IPO), secondary issues (additional shares/bonds offered by a public company), and structured products has always been the holy grail for many investors due to the incredible euphoric frenzy of the 1990’s internet IPO boom, and recently with the bitcoin cryptocurrency mania (via Initial Coin Offerings).
Because IPOs usually tick up on first day closings, it makes total sense why so many want in — it’s a quick way to make an easy buck! However, due to the natural laws of supply and demand, interest in these new issues almost always outstrip the quantity made available, and therefore only insiders, well-connected bigwigs, and the very wealthy are usually the only ones who are granted access. Nepotism and cronyism at its undemocratic finest.
For generations the general public has had little access to IPOs. There was a brief moment in time when Wit Capital, an internet startup of the 90s, briefly unlocked this secret world, but it was short-lived.
Questrade became one of the new Canadian trailblazers to usher in a sledgehammer back into this world for the masses by introducing their IPO Centre. This centre is a very welcome sight and seems well positioned to grow into something incredibly special.
Type of Offerings.
The Questrade IPO Centre showcases newly available issues of Canadian equity, fixed income, and structured notes. For historic reasons, they also give access to a detailed back catalog of previous offerings. Each IPO’s respective fact sheet, investor summary, terms, preliminary and final prospectuses are also readily available.
Although the IPO Centre mostly has Canadian offerings, U. S. IPOs do show up from time-to-time as well. Due to Canadian security regulations though, U. S. and other foreign-based companies must file their prospectuses in each province individually in order to be sold to residents of that particular province. Since many companies in the United States may feel that doing an IPO in Canada could be an added expense (e. g., listing fees, legal fees, French language requirements), and that domestic demand in the U. S. is already strong enough to satisfy the capital they’re seeking to raise, it’s only logical that most offerings you see listed in the centre are Canadian by nature.
Fun fact: TSX has a very large mining focus. This is because many international mining/resource companies file a prospectus, raise money, and choose to be listed here in Canada.
Registered accounts (e. g., RRSP, TFSA) are also eligible to hold the vast majority of IPOs and treasury offerings. Some IPOs, however, may not be eligible due to their company/offering structure and how widely held it is.
My only complaint is that the number of IPOs to select from isn’t as bountiful as I would prefer it to be. I am not sure if this is due to the unseen battle that they surely must have with underwriters to be granted access to new filings, or if their staff is just being lethargic in pursuing more pickings.
How To Take Part.
The IPO Centre is reachable on your desktop/laptop , smartphone, and tablet. When you see an IPO or other new issue you like, it’s a simple click/tap of the Buy button found next to that offering. Alternatively, you can call their trade desk to put in a request. All IPO and secondary offering purchases are commission free.
Once your order has been placed, this is referred to as an “expression of interest”. An expression of interest makes Questrade aware you are putting in a commitment to buy a number of shares. This does not guarantee, though, that you will actually get any or all of the shares you’ve requested.
When placing an expression of interest on their website, the trade desk contacts you to confirm the order within an hour. In rare cases I found it took up to 24 hours.
There is a $5,000 minimum requested amount for submitting an IPO order. Some companies going public may even ask for an amount over and above this, but the majority of the time it won’t be above the $5,000 Questrade minimum. Once the order is confirmed, Questrade passes along your interest to the offering’s underwriter.
For instant notification of newly announced IPOs and secondary issues, I recommend subscribing to their mailing list known as the IPO Bulletin . Surprisingly, I found that notifications arrived roughly thirty minutes sooner than the time it took for new issues to appear on the centre’s front page. That revelation can potentially lead to unique first access opportunities. Agradável!
Canceling a request can be made within two business days (this may vary depending on the province) of receiving, or deemed receipt of, a prospectus and any related amendments (found at the online centre).
Processing Time & Distribuição.
Processing time for orders can vary but usually it takes around three weeks from when the underwriters first launch the IPO and when the offering closes. Times can be shorter when dealing with some secondary offerings and preferred treasury shares. Once allocations from the underwriter are received, Questrade informs customers via email or phone.
Allocations, however, may be distributed on a pro-rata basis if an IPO is oversubscribed (the number of shares requested by all interested parties is greater than what Questrade received), and so, as mentioned earlier, your original request amount may not necessarily materialize to what you actually get. For example, if Questrade receives a 50% allocation on their total order amount, they would then allocate only 50% to your original order request.
Serviço ao cliente.
Customer services are the make or break for practically every company, irrespective of the industry they’re in. If customers have an issue, be it executing a hanging order, a problem with account management, or just to get in touch to have someone walk them through a task, it’s critical that customer service be attentive, knowledgeable, and understanding. You can have all the best technology and intuitive user experience in place, but if you lack basic customer service support, you’re company is doomed.
Now let’s delve into Questrade’s customer service experience so I can give you my impression on their online and offline (i. e., telephone) efficacy.
Most people will likely prefer to communicate with Questrade through online means. As such, you have a few options: Email, and Live Help real-time chat.
Email response times were relatively quick. I sent four different emails regarding four distinctly different issues, and their reply times varied between one hour and eighteen hours. That’s pretty good. Their response content was very good as well. Nothing was canned, which is common when dealing with other companies over email.
As for the online chat feature, while putting this review together I noticed that Questrade had repeatedly repositioned their live help’s green Chat button. I figure it’s probably because they are still finalizing on the best placement for it. But nonetheless, their chat button tends to be conveniently a fixed overlay on the right corner of most pages. It’s operational from Monday to Friday (excluding holidays) from 8:00am – 8:00pm ET. When clicked it brings up a pop-up window.
After speaking with several online representatives — those who deal with potential new accounts and others who deal with existing accounts — I found them to be very well-informed, professional, and quick in their responses. They also took the extra time to provide external web links (those found outside the Questrade domain) for further reading which was a nice bonus. If the chat feature is unavailable (e. g., weekends, holidays, or outside service hours) you’re still able to leave a detailed message. When I tried this, I did receive a decent response when a representative returned.
For customer support over the phone, they are available Monday to Friday, 7:30am – 8:00pm ET. For forex trading, they are open much longer, including Sundays. When I did phone in, I found that they support English, French, and Mandarin languages. Coincidentally, being trilingual I was able to speak to representatives in all three languages. Hold times varied based on what I was calling about. During midday on a workweek I found the wait time for a new customer to be about one minute. When calling in as an existing customer, the wait time was much shorter. This may be coincidental, but I also found that using their live help was much quicker than calling into their offices. Overall, speaking over the phone with their different departments was a very relaxing and helpful experience. They know their stuff! And not once did I feel they were rushing to get the conversation ended quickly. It felt like I actually mattered.
Questrade has partnered with several financial service providers to help enhance your investment experience through third-party apps. Types of partner apps include trading platforms, stock pickers, performance recorders, statistics analyzers, portfolio monitors, etc. Once you grant permission to an app, it can access your account details (personal information is still kept private), retrieve market data, and assist you with placing trades through your Questrade brokerage account.
Granting permission to a third-party app is as simple as finding an app of interest within the App Hub library, clicking the Add to My Apps button, generating a special (and necessary) authorization token, downloading the associating partner’s app (and/or signing up for an account via their website), and then inputing your generated authorization token within the app.
The only apps authorized by Questrade are the ones listed in their library. If a third-party app is not listed there, then that specific app will not have access to your account. In other words, you cannot arbitrarily generate a generic authorization token for an unauthorized app.
Interestingly, you can create and register your own app and become a partner with Questrade. I will discuss this in more detail under the Developer Platform section of this review.
One strange quirk I did find, when you add a partner app it became difficult, if not impossible, to return to the App Hub library at a later time to add another app. Why Questrade didn’t add a navigable link back to the library on the My Apps page — if you’ve already added at least one app — is beyond me. Either this is an oversight, or a bug. I’ve reported this problem to them. Hopefully they fix it soon because the only way I could figure out how to return to the App Hub library was to remove all my apps. That’s very inconvenient. By the time you read this review it will probably already be fixed.
Beyond that little issue it was really fun and quite advantageous to have access to so many third-party apps.
Questrade’s security measures have improved dramatically over the years. They use an impressive 256-bit SSL class 3 extended validation for both logging in and trading. Extra security during the login process can be provided by enabling two-factor authentication. For those unfamiliar, two-factor authentication is an additional security layer which requires not just a username and password, but you must also use another device that you currently have in your possession — typically a phone — to input a special code shown on that device during the login process.
Questrade has an online security guarantee which insures investors against unauthorized transactions which result in a direct loss. This security guarantee, however, doesn’t extend to intruders breaching accounts on your end (i. e., browser vulnerability, PC/Mac infection). In other words, if there is fraudulent activity and it’s proven to be due to the negligence of Questrade they are in a position to cover your loss at 100%.
They are a CIPF (Canadian Investor Protection Fund) member, and so all Canadian investors are covered up to $1,000,000. They are also members of the IIROC (Investment Industry Regulatory Organization of Canada). For claims that exceed $1,000,000, Questrade offers extended private insurance up to $10 million. You will need to contact them directly by phone for more details in getting this extension set up correctly.
Other noteworthy features: When joining, you must provide at least two security questions and answers — one of which gets asked when you attempt to log into your account from an unrecognized device. Once signed into your account your last login information is prominently displayed at the top-right corner with the date, time, device used, browser user agent, and the operating system of who last accessed your account.
And lastly, a special appreciation goes out to the ability to set up a personal identification number (PIN) from your customer profile page. This PIN is optional, but is used to make it quicker to identify you when phoning in. You still have to provide other information about yourself when speaking to a representative, but the verification process is much quicker. I found this very handy, especially because I had to call in several times to better review their customer service.
Developer Platform.
Developers interested in writing their own applications or using tools from other third-party vendors can rejoice because Questrade has their own application programming interface (API). It’s free to use and can execute, modify, and cancel stock & option orders on Canadian and U. S. exchanges; retrieve balances, and positions as far back as sixteen months; and fetch delayed and real-time market data. Their SDK with sample code is available for download in C++ and C#.
After a quick glance over Questrade’s very clean online API operations documentation, within ten minutes I had created my first, fully functional application in Microsoft Visual Studio C#. It’s very easy to make an app! I also love how they give access to a practice server for testing applications on. And once I had fixed all my bugs, I then was able to switch over to the live server. Very smart!
Questrade implements Representational State Transfer (REST) for reading and writing data, and the OAuth 2.0 authorization framework for their security protocol. Everything communicates through HTTPS only. The great thing about using REST and OAuth is that development time is significantly reduced, as was evident by the time it took for me to make my first app, because they are widely used, simple to understand, standards for a lot of online development.
I noticed there is an option to partner with Questrade so that your application can extend beyond your app’s library, and be made available to every Questrade customer. I did not test this feature because my application was just a simple proof-of-concept for this review, but I did speak with a technician who told me that there is no cost when partnering. Your application goes through a thorough quality assurance review, and if they feel your app will enhance their customers’ experiences, they will happily add it into the App Hub. Please note, though, if you develop a trading platform where your users make trades within your app on the live server, then your users will still get charged the same commission fees that they would have paid if they were using one of Questrade’s standard trading platforms.
Conclusão.
My journey through the expansive financial world carved out by Questrade was a very enjoyable one. Although their list of achievements include free ETFs, very mature trading platforms, quality customer service, IPOs, and a comprehensive developer platform, their most impressive feature has to go to being able to execute trades as low as 1¢ per share (1¢ minimum for active traders; $4.95 minimum for non-active traders).
It has been decades now and Questrade continues to carry the honour of being Canada’s lowest cost discount brokerage company. Questrade’s low commission rate is so good it serves as an enticer to make more trades more often and not have to hesitate by attempting to time the market in hopes of lowering commission costs.
In MoneySense’s Canada’s Best Online Brokerages article, Questrade was top ranked as the best in terms of lowest fees and lowest commissions. They also received honourable mentions as the best in ease of use and overall independent broker.
I can’t think of anything negative to point out about this company. It’s very clear they want to be in this industry and stay as the market leader in Canada. When speaking to several of their representatives online and over the phone you could feel a strong sense of pride in their written words and spoken tone. There is clearly a strong and positive ecosystem in their workplace environment. The staff seem exceptionally knowledgeable when assisting, providing a fulfilling experience. This is a far cry from my past dealings with other brokerages and banks.
For most of my stock trading life I had been connected at the hip with my local bank. This was before I became more enlightened with better options that were out there. I’m sure this is the case for most people. Many of us usually get our first investment accounts at big banks (e. g., BMO InvestorLine, Scotia iTrade, RBC Direct Investing, TD Direct Investing) because of the ease to do so — we have our savings and chequing accounts with them already so it’s just logical to open a trading account there as well. Such conveniences, however, bring with it abuses by these banks onto their customers. And so it wasn’t until I became completely disillusioned by my bank’s high fees and endless shenanigans that I felt it was time to explore other financial outlets. And hence, here we are today and why I felt this ultimate Questrade review was a necessary obligation to write.
Should you join? Yes — a resounding YES! For someone like me, as a casual trader, who has experienced headaches with banks and other brokerage firms, it’s nice to finally find a good home at Questrade who doesn’t play games, nor charge exorbitant fees. Questrade fits my needs perfectly and helps unlock my potential as a growing investor.
Now I’d love to hear your opinion on Questrade. Leave a reply below, share this review, and rate them using the ratings gauge found at the very top of this page.
Editor Rating: 90% out of 100.
Readers Rating: 95 % out of 100 ( 2207 votes)
Perguntas frequentes (FAQ)
This review has been updated many times over the years and, during such time, many questions have been asked by my readers in the comments section. For your convenience, I have compiled the most asked questions, with their corresponding answers, below.
Why Questrade?
Lowest commission cost per equity trade in Canada. Commission-free ETF trades. No annual fees. Free $50 when using Questrade offer code: Canada Questrade will cover the transfer-out fee when moving your brokerage account to them. Full-featured tools and trading platforms available on all devices. Very responsive customer service. Even when using live online help. Hold dual-currency (CAD and USD) simultaneously within registered accounts (e. g., RRSP) without automatic conversions, nor fees.
Is Questrade good?
Sim! Questrade offers a remarkably rich tapestry of features well tailored for new investors and seasoned traders. They also have the lowest costs of any other brokerage house in Canada, by far. Over the years, they have routinely demonstrated their hypercompetitiveness in this crowded industry by endlessly releasing new products, updates, and exploring untapped avenues (e. g., IPOs).
Where can I get the Questrade offer code?
To get $50 free from Questrade, simply type the following Offer Code: Canada into the Offer Code input box during the sign-up process.
What is the best way to convert CAD/USD?
To elminate currency exchange fees almost entirely when converting CAD/USD, you will want to use Norbert’s Gambit. To do this, you will use tickers: DLR. TO and DLR. U.TO . The former deals in CAD currency, the latter in USD currency.
To convert from CAD to USD:
Buy shares of DLR. TO (currency will be in CAD) in the amount that you want to convert into USD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. TO shares to its USD equivalent side (i. e., DLR. U.TO). Your shares will now shift from DLR. TO to DLR. U.TO and be in USD currency. Sell all of your DLR. U.TO shares. You will now have USD cash.
To convert from USD to CAD:
Buy shares of DLR. U.TO (currency will be in USD) in the amount that you want to convert into CAD cash. Get ahold of a Questrade rep via live help chat or on the phone. Tell the rep that you want to journal over all of your newly acquired DLR. U.TO shares to its CAD equivalent side (i. e., DLR. TO). Your shares will now shift from DLR. U.TO to DLR. TO and be in CAD currency. Sell all of your DLR. TO shares. You will now have CAD cash.
The entire process can take up to 1-2 business days to complete. The full details of your conversion is recorded under myQuestrade’s Account Activity page.
Can I short sell?
Yes, you can short stocks in margin accounts. Registered accounts (e. g., RRSP), however, cannot short because of Canadian government regulations.
Do their platforms support Mac/Linux?
Yes, their trading platforms are available for Mac and Linux users. Questrade’s trading platforms are also available for Windows, iOS, and Android devices. For Linux users, Trading with Questrade, their responsive HTML browser-based web application, is what’s used.
My bank doesn’t accept Questrade account #s.
Most people will fund their Questrade accounts through their bank’s bill payment method. However, some banks still impose an eight character limit. You can get around this problem by using just the first eight digits of your ten digit Questrade account #.
How do I get trading reports before 2018?
If you have been a Questrade member before 2018, then you may have already discovered that their Trade Confirmations database, which claims to carry your trading details dating back to January 1st, 2009, in fact only rolls back to February 4th, 2018. Sadly, you may no longer have access to these older trading reports because Penson, Questrade’s old clearinghouse partner, who stockpiled these much older reports, has now shut its doors for good. When speaking with Questrade’s representatives, I got inconsistent answers on whether they still have these very old reports or not.
How do I stop paper-mailed investor documents?
Initially, shareholder communications (i. e., voting requests, annual meeting summaries, financial reports) are sent as paper mail to your physical address. For those who wish to save the environment by saving a few trees you can alternatively opt to receive these correspondence documents through electronic mail instead. A convenient free service called InvestorDelivery exists where you can set up to receive all of your investor correspondence electronically. InvestorDelivery requires a special ID that is stamped in the header region of each of your paper documents. So you’ll have to wait and receive a paper document of a security you own before you can switch over to its electronic alternative.
How do I avoid paying ECN Fees?
ECN fees are fees enforced onto Questrade by an external network that charges you for making a transaction which removes liquidity from the market (i. e., buying at the ask or selling at the bid). Questrade doesn’t make any money from ECN fees; they simply pass this collected fee to the designated network to execute your order. Although these fees translate to mere pennies, one can avoid paying them altogether by executing transactions as a limit (or stop) order at the bid/ask instead of as a market order request. For U. S. stocks you can also send orders to non-direct access ECN networks (i. e., LAMP, MNGD, or POST) to avoid these fees completely.
How do I avoid mutual fund trailer fees?
Questrade will rebate mutual fund trailer fees. They call this their Mutual Fund Maximizer . Trailer fees are commissions by fund management companies paid to brokerage houses for being the retailer that sold you your fund(s). This commission is an ongoing source of revenue for brokerages as long as you keep holding onto those fund(s). You don’t see this fee because it’s part of the MER of the fund. So, Questrade is willing to rebate this fee back to you every quarter. Mas há uma captura. You need a minimum of $36,000 in mutual fund holdings to be eligible for this rebate. The reasoning is simple: There is a processing fee of $29.95/month. So, the rebates will start paying back if your mutual fund holdings is worth more than $36,000 (based on a 1% trailer fee).
What is the interest rate when buying on margin?
Most people will sign up for the standard margin account, which gives you access to borrow funds at an amount more than your current cash balance. This extended buying power ability is very useful and can come in handy when you need to jump on market opportunities. Assuming you’ve bought on margin and haven’t settled your stocks after three days of the purchase, the margin interest rate can be as low as prime + 2.5%, which is in-line with most brokerages.
What is Margin Power?
Margin Power is a free service by Questrade that allows you to link your existing TFSA account (held at Questrade) to your margin account. Doing so increases your buying power within your margin account by leveraging the assets you already own inside your TFSA, making it enormously convenient to enter new positions without requiring a transfer of new cash or selling existing securities.
How do I register for a DRIP?
A dividend reinvestment plan (DRIP), which is also known as a direct purchase plan (DPP), allows you to reinvest your stock’s dividend income automatically into the purchase of additional shares of that security without paying any trading commissions. To register for a DRIP, log into your Questrade account, navigate to Account Management > Find Forms , and download & fill out the one page PDF file: Dividend Reinvestment Plan (DRIP) Authorization . You’d then use Upload Documents to send your signed form to Questrade. It takes up-to 24 hours to process your request. If you ever sell off your security entirely, your DRIP will be canceled.
Replies to this Review.
Archie H says:
Hey promo code for $50? That is all i need as a reason to join 🙂
Benito says:
If you are referring to the Questrade Webinars and Seminars then yes its good. I've taken them. It's a thorough education on how to trade stocks, options, futures, and much more at questrade.
Rick W. says:
Has anyone attended Questrade's free learning seminars on Yonge Street?
Darell Tackett says:
Hey, hey! I am becoming a member with questrade and was in hunt for a workable offer code! Thanks man! Works perfectly.
Cade Rochet says:
For the person asking how to buy TSX stocks on questrade here is a quick guide:
(your stock letters).to for Toronto exchange.
(your stock letters).vn for Venture exchange.
Brenton Vogler says:
My thoughts are that banks are no way in the league of questrade. Banks have much higher commission rates and most require rediculous minimum deposits (eg, $25k).
The only reason one might consider a bank over questrade would be if the bank offered access to securities that questrade didn't have which is rare. Questrade IQ gives you access to otcbb and pink which are what most of the penny stocks trade on.
Interactive Brokers (IB) is not for beginners and they have a lot of hidden fees which questrade does not.
Yancy Crockett says:
@kelly and others try disabling addons in your browser such as flash and adblockers. They tend to have affects on the signing process. I ran into the same issue way back and i ended up resolving it instantly when i used a bare bones (addons disabled) Firefox browser. It will work too in Google Chrome.
Kelly says:
Was having troubles signing up for an account on quest trade when i got to the DocuSign part (yellow box to sign) — was giving a message about something "signature not added" but it seems the problem fixed itself as soon as i came here about to ask someone for help.
You guys are good luck apparently. rofl!
Questrade Mobile app is pretty descent. Thanks for making me aware of it. It's funny i've been with them a short while and never knew it existed. Makes it easier for me when i am outside.
Arjun S. says:
Reading the comments here i just want to let some of you know you cant rely on CRA's website to get an accurate representation of your contributions and available room that you may have due to your investments in a registered (e. g. RRSP) account.
You need to look at your RRSP contribution receipts which will always be offered by your broker and banks (in this case Questrade does so before March 15 each year).
When it comes to these types of accounts it is up to you to keep track of your contributions since CRA only updates once a year.
Whitley says:
Withdrawing is free when done using Electronic Fund Transfer (CAD or USD) and arrives approximately within 3 business days.
You can set up withdrawing by uploading online a void cheque you scanned in of your bank through myQuestrade > Accounts > Solicitações & gt; Retirar fundos.
It's a pretty simple and efficient process.
Braylon R says:
Ok so i am now very interested in opening a new account with Questrade; more specifically a TFSA account.
So i'm wondering how easy is it to withdraw my money from this new TFSA account? Is there an extended delay until it appears in my bank account as compared to a non-registered account? Are there any fees to do so?
Question to you geniuses out there.
If my account is settled in CAD and then i decide to convert whatever to USD so i can then proceed to purchase stock on an American exchange such as NASDAQ would the best recommendation be to create a new account that was specific to only settle in USD or is it possible to use my current account with some parts of it set aside as being USD?
Desde já, obrigado.
Benjamen R. says:
Anyone attempt Norbert's Gambit as a way to significantly reduce the conversion fees from CAD to USD (or vice versa) with Questrade?
From my experience it works. You just buy whatever you want and short the same amount on a different exchange (assuming the stock is sold on both exchanges) and then you either call/live chat/email and tell them to convert the holdings to the equivalent on the other exchange.
One restriction though is for registered accounts there are "short" restrições.
Durell T says:
Much love for the $50 offer code! Joining as I write this.
Just a tip for people interested in buying Canadian ETF's from Questrade. Don't forget to append the ".to" to the end of your ticker symbol. For example: "cbo. to".
SpaceJunkie says:
It's been 3 months now and i can honestly say i am enjoying my stay at Questrade now. My initial fears were unfounded and i am a happy member.
Hope my mini review helps anyone else thinking of joining.
Chanel S says:
For the person asking about short selling. It depends on the type of account you have. For registered accounts shorting is not allowed. But for many other accounts it is perfectly fine. Speak to questrade using LiveHelp online and they can give you more details.
Gia T. says:
Although I have never had to wait when calling their help desk on the phone if anyone is waiting a bit my friend gave me a tip: dial in and select Mandarin because the wait queue is shorter and because all their reps speak English you dont have to concern yourself that you selected a different language. Just a fun factoid.
Allan D. says:
Simply a brilliant review on questrade. How you guys were able to stitch all this depth is beyond me. If i join i will credit you guys for the excellent writing.
Ladarius says:
@Telly, all you need to do is use the Bill Payment feature to link to QT. That will solve the transfer to QT. To set up the link the other way send a void cheque image through the Questrade Account members area. It's pretty easy and quick.
Telly Tunz says:
Just signed up for questrade and Tangerine chequing. Thanks for the $50 offer code!
How does one link the two accounts? I want to transfer from Tangerine to questrade?
Kenzie Chedister says:
For the person asking what happens if you purchase U. S. stock with a CDN TFSA.
When you buy a non Canadian business you get your dividends in USD. If i recall since it isnt a retirement registered but a TFSA then the U. S. will do a 15% holding tax (this is not by QT but the US's IRS) and you never get that back. With RRSP the US and Canada have an agreement that such a tax holding doesnt occur.
However, if you buy a Canadian company from American exchanges using USD you get dividends in CAD. But in this case Questrade will go about converting automagically into USD for you. And there is no such thing as a holding tax.
Ashton says:
Anyone know when questrade posts t5008 slips during the year?
Darius J. says:
Curious why does QTrade separate things like transaction activity, e-statement, cash flow history, etc when it seems like they should just be one screen showing them all in one place? I guess i am missing sometihng but nonetheless it is a nice layout and looks easy to use.
Sergio says:
Bitcoins? Você está falando sério? That is the first time i have ever heard someone suggest it. It would be pretty cool if discount houses accepted it. Questrade are you listening? It would put a unique new edge for them. Nice suggestion!
Renaldo says:
Anyone know if questrad accepts bitcoins for deposits?
Hailey F says:
Yup i just had to leave TD and join Questrade because their commissions were crazy. So i thank you for this very descent questrade review because its enough to get me to convert. Also a double thanks for the free questrade offer code for $50 it worked for me.
BeachPTA says:
@Curious Me it sounds like you are a low-activity investor (or someone new) and so Questrade will likely be best for you since they have no hidden fees and its a no nonsense place. I've been with them for 6 years and its been great.
Curious Me says:
Hey is Ques trade for me? As a student i am looking to buy some stocks.
$5K or so so nothing crazy and doing so for long-term.
Kinsley says:
Goodbye iTrade. Hello Questtrade! Finally, what i was looking for. So this offer code is still good right?
Gaige says:
Thanks for the questrade promotional code. Was brought here looking for one. I assume its called a ofer code too.
Ulric M says:
As a matter of fact yes its possible to transfer TFSA registered accounts @ben. But just realise that doing so may (usually does) incur a transfer fee out of the bank. Questrade doesn't have any transfer-in fee but your local bank might have a transfer-out fee so best to call them up and ask if they do. Should be an easy process to transfer.
But you are correct that if you manually withdrawal from the account you actually lose that space for the remainder of the year.
Immanuel says:
Its easy. Inside your Questrade account click Accounts > Account Management tab. Currency Settlement is located under the Summary section. Hope that helps ya!
Ben T says:
Can someone walk me through my Questrade account in how to change currency settlement preference?
Abraham Barns says:
Although i appreciate the intense work put into making this review i am satisified with having the questrade $50 offer code so thank you and i will be joining tomorrow.
Jarred says:
T5 and RRSP contribution slips will be made available to all those wondering within the first 60 days of this new year.
Carlton Newsham says:
Hi @Anonymous. That's a common question. Because it is a registered account the moment you make a deposit into the account it is counted as a contribution right away. You will get a tax receipt for tax deduction purposes. So cash inside RRSP is still counted as a contribution.
Dimitri says:
Hey cool i am creating a questrade account right now and online signing works! Looks like i am almost set to go. Hoping i can begin trading tomorrow because i have a few picks i want to get into asap!
Brooks Bloomer says:
I was looking for a questrade offer code and it lead me here. Much thanks and god bless!
Anonymous Coward says:
I'm a total newbie and was wondering. Yea so i have a questrade rrsp account now. So does it count as an RRSP contribution if i transfer money into it or do i have to like buy stocks and stuff for it to count as contribution?
Shae Troutman says:
If it wasnt for this $50 offer code for questrade you mentioned above i would wait until my partner got back from overseas. I can't resist free cha-ching! 🙂
Wade Swaffer says:
Thsi review is massive! Bookmarked and shared on Facebook. Hey 95% rating is a good enough indicator for me so thank you.
Xenon says:
Although i am a US citizen i just wanted to inform other people that are in my situtation that you can indeed open a Questrade account like me but you must have a Canadian residency address. É assim tão simples. So you should be able to even get the $50 questrade promotions too.
Zayne says:
Nice work putting this together. I remember these guys when they first started nearly two decades ago and never really considered joining. Reading this i now have to go call and do some digging with ScotiaBank because in many ways i didnt know i had other options that could save me money if i switch over to someone like this.
Darrion M says:
Anyone recently shorting a stock? Just wondering i use the bid price or what? I was going to ask their online live help rep but it seems you guys here are more in depth and more conversational.
Beau Dean says:
Anyone else having issues with the money organizer site: Mint when connecting to Questrade? I spoke with their reps and they say it should be fine so i was thinking to talk with Q's guys and they said it's likely Mint has some bug on their portal's site. It's very strange and annoying because i depend on them to combine all my portfolios. I wish mint would take the matter seriously because obviously Quest trade is the biggest in Canada and so alot of people use them. Hope its resolved soon. If anyone has tips to get it working (if it works for you) i'd love to here it.
Landon V. says:
Great questrade review! And as bonus you gave me $50 questrade offer code that worked! Muito obrigado.
C-Type Anderson says:
Punch drunk. Was becoming fed up looking for a thorough review on online stock brokers and finally hit the mother load of good luck here. My wife and I are getting more involved with our finances since we are starting a family and wanted to make sure we got a full understanding of these guys. Looks like a good place to park for our RESP.
Oh great now you are forcing me to tweet this review to my girlfriends. We are in a Stock Trading neighborhood group and always on the look out for awesome trading tips. This is fantastic and i really aprpeciate the hard work put into it.
Magen says:
It's only because of questrade's amazingly low commission charges that i will take a crack at it so i can do more short selling. This could save me a bundle.
Yale Collingsworth says:
Looks like Questrade receives an "A-" from Better Business Bureau!
That's good enough for me! Thanks for the fantastic questrade review and more importantly for my sake a valid questrade offer code for $50 smackers!
Joey Everhart says:
Yea i signed up and it all worked out like a charm. Got up and going in 24 hours (i wired my $ in).
Andrae M says:
If memory serves me Questrade will email you when tax slips are available in their usual Client Notices.
For Interest and Dividend slips (T5) they are available in early March.
For those who made contributions to their RRSP registered accounts between March 2nd and Dec 31st of the previous tax year slips are available in early February (if not slightly sooner). For those who make contributions between January 1st and February 29th then the corresponding slips are available between the 1st of February and end of March of the following year.
Beau Paker says:
When does Questrade post tax slips each year?
Mathew T says:
Just came here through search because i am looking for a trading platform that is inviting to beginners. From your super duper review of questrade i will give them a try and see how things work out for me.
I appreciate the $50 questrade promotional code.
Jerome Haddock says:
@Josh W., that's correct there is no fee to make transfers from one institution to another. Diverta-se.
Phoenix says:
I plan on trying out RBC DI but am with Disnat, Questrade, and TD DI. As it stands Questrade provides me with the best experiences.
Josh W. says:
So how easy is it to transfer stocks from Scotiabank (iTrade) to Questrade because i am sick of iTrade's commission trade fees?
There shouldn't be any fee to transfer funds right?
Edwin Bellier says:
questrade promo code worked for me! Received a deposit of $50 today! Giving you my thanks!
Boondocks says:
Got me $50 from the offer code today. I opened a registered account. However, i almost forgot i had to fund my account with the minimum $1,000 to get the free $50. So dont forget!
Anyway, had to come back here and give my huge gratitude for an awesome review!
Mama Loves says:
Questrade is fine Skyler. I have my Margin, TFSA, RRSP, and my daughter's RESP with them.
They're always improving all the time and am happy with them.
Oscar M. says:
I'm now with both Questrade and TD Direct Investing and I've never had a problem with Q; on the other hand TD messed up my account big time last month.. and the worst thing is they have been so tied tight with them that i cant just leave them which is why i am with both companies. :s.
Ugh! I knew i should have opened a trading TFSA account with these guys than to open a low-interest bearing savings account with my local bank. And now i see i could have gotten $50 in free trades from that questrade offer code shown above. Darn!
I guess it's too late to move my money since CRA will penalize me for withdrawl from my TFSA and deposit into a new TFSA (re-contribution can only happen once a year).
Does Questrade support the ability to transfer my TFSA account to them from my bank?
Smart Invest says:
Handy tip for n00bs out there. When using IQ or any other platform to trade (or get a quote) TSX-listed securities make sure to use. TO at the end of the trading symbol.
So for example a Claymore ETF like CDZ would actually be CDZ. TO.
For those buying Calymore ETFs (like me) Questrade offers a PACC (pre-authorized cash contribution plan) to purchase additional units of Claymore ETFs commission free. Doesn't get sweeter than that.
George says:
Ok, ok i am back to say that QuestradeIQ is growing on me and i was wrong to bash the loss of QuestraderWEB. So i take it back. It's really good.
Lazaro Kellum says:
Finally a $50 offer code for questrade. Was hunting for a good one. Obrigado!
So far its been 9-months. Wanted to return and express my thanks to this brilliant questrade review in making me aware of these guys. It's been an enjoyable experience. Cant be happier with the joining.
Chauncey O. says:
Ok confirmed the Canada questrade promo offer code works! Obrigado!
Oakley says:
My 2cents to the conversation below on registered vs non-registered accounts. For the tax concious any gains can be offset by your capital losses from prior years (i believe it is for any unclaimed from prior 4-5 years). Gains are taxed by way of 50% of it at your current tax bracket. So effectively you are looking at around 15% tax rate at the highest tax bracket. Seems in line with the U. S. which in my opinion is comically low despite my benefiting at such a low rate. We should be paying more on capital gains since people who can afford it (i am in the 1%) aren't technically paying our fair share since we are investing our fortunes in the stock market and not doing actual work.
Jorden says:
Anyone here a Questrade Forex enthusiast? How tight are the spreads? I've used Interactive Brokers for forex trading and just wondering how they compare.
Ervin A says:
Amazing questrade review. Crazy, super details!
Shelton Stollard says:
if you plan to learn @skyler then i suggest you try their virtual account since it doesnt involve real money. For real money i recommend a non-registered account because you can at least deduct capital losses against your gains; registered accounts dont have that privilege. But as the other fellow said you do get taxed whereas registereds either don't or is deferred.
Bryson A. says:
LOL i just noticed the conversion rate in Questrades registered accounts are much more favorable to me than using other places like XE or even my local banks. That alone just got me to tell my friend to hook up with them. Thanks for the questrade offer code btw!
Skyler says:
Great discussion here. I notice some talk on registered accounts and so i am on the verge of pulling the trigger and opening a registered account and was wondering if some had advice to newbies starting online trading with Questrade which type of account is more suitable for a starving undergrad wanting to acquire experience. Should i just go with a regular or a tfsa or other registered type of account?
Bradyn Nesbitt says:
As far as i know @steve you can indeed add other users to your account. I believe some of the screenshots above show this but i am not entirely sure you can pre-select how a specific person has certain types of account access. If anything i believe it only gives full access or a pre-set limited access to all.
I strongly recommend you speak to one of their online agents which are pretty knowledgeable and quick. The link to them is somewhere in this comment section or review.
Steve the Shop Owner says:
I am a sole properitor and i thank you for a wonderfully detailed questrade review and your snapshots really make things crystal clear. I was wondering how many authorized personel i can add to my account once opened?
I have several family members that work for me and i would like to give them certain access to the trading account (each having different types of privileges). Does Questrade offer such granularity for accounts?
Maddox says:
AFAIK @carey the vast majority of OTC and pink sheet stocks aren't eligible to be held in a registered account as per the rules governed on ALL Canadian brokers. However i recommend you talk to them via their live-help window to see if a specific OTC/Pink stock is there to be held in a registered account such as a TFSA. Hey, you never know.
Carey says:
Anyone know if opening a TFSA account one can then buy OTC or PINK stocks?
Addison L says:
Hi @Sandwich Monster. Like the questrade review's discussion says, Questrade appears to be trying to allow a wider base of users since IQ Mobile is primarily for iOS users (iPhone) and Android users. Which leaves out Linux and Windows phones to name a few.
Their Trade Platform is independent and so it allows for Linux users (like me) who use a custom rom on my phone to have access to trading. So for me Trade is definitely essential otherwise i cant get online to trade.
My guess is Trade, with its quality use of HTML 5, will usually be the most popular choice. At least that is what i can see after reading this in depth review.
Sandwich Monster says:
I just tried and successfully was able to use Trade and IQ Mobile on my tablet and so I am a bit confused as to why the need for both platforms? Why not just one or the other? Anyone know?
Kip Gerleman says:
There is so much advice out there but to narrow things down opening a TFSA in Questrade basically means you wish to use it to trade stocks and ETFS but any gains you make are not taxed by CRA. A regular account isn't so lucky (in terms of realized capital gains). It really depends on what you want to do. TFSA has its own restrictions like any withdraws can't be contributed back into the account again until the next year (Canada nationwide rule for this type of account).
Questrade appears to be the best for low cost, no silliness trading and this $50 questrade offer code helps tremendously for new comers since you can do a lot of trades on the house 💡
Been with Questrade for four months now and wanted to return to this questrade reivew to give my mini review.
I am not a person with a lot of words but i actually like them. They offer everything i am looking for and their trade tool (IQ as they call it) is very good, especially the one i keep using called IQ Edge.
My only complaint is that i wish their Live Help representatives were a bit more responsive but maybe it's because they are getting more order requests. So its not a big deal but wanted to point it out.
So, thanks so much Canadian Profiteer. You guys really helped put my mind at ease in this financial world.
Gerald Winkler says:
To go one step further to your post Cookie Muncher just remember that there are free routes also available that one can use to avoid all ECN fees entirely; so you can just place it as a market order and not bother with making it a limit order. Questrade has all the free routers: MNGD, POST, and LAMP. Check out their ecn fees.
Jorge Blanchard says:
I'm here because i am sick of Interactive brokers. Their customer service is bad and i am always on hold so i am giving Questrade a try because i need a new outlet. I've tried calling them and they were very quick so that is good. Based on the popularity of this questrade review i will join and use the $50 promo code and see how things go.
Cookie Muncher says:
Actually @questrade you didn't mention there are those tiny ECN fees but then it occurred to me that if one were to perform limit orders there won't be ECN or other fees to contend with.
Kalen Page says:
Actually, as long as you have all ur debt paid off then a quality ETF is ready and waiting with your name on it. Most people think ETFs track equities but that isn't always true. For those conservative types i think its best with a diversified collection of bond ETFs.
Granted you may need to buy a multitude of different holdings but with the questrade offer code i see mentioned above on this site you can alievate any hesitation in purchases since its free.
Sydney V. says:
I can't believe i am going to join merely because this $50 offer code is staring me in the face. Can't resist 🙂
Bradford B. says:
You should read the above questrade review again because it specifically says that transfering USD funds from a USD account via ETF is not possible due to Canadian restrictions. However, you should be able to do it through say Pre-authorized Deposit initiated at Questrade within your member's account, among other ways. Just read the review again for the details.
Chant says:
@Questrade, it still amazes me that no other discount broker seems to want to compete against you guys in this area on pricing. Thanks for the informative post.
Questrade says:
Olá a todos. I work for Questrade and want to clarify any confusion.
Questrade's stock commission pricing is $0.01/share as indicated above in this review. It's a minimum charge of $4.95 and a max of $9.95.
So some examples:
15,782 shares – $9.95.
We have the lowest commission pricing in all of Canada. Espero que ajude!
Eliseo says:
I thank you for this questrade review seeing as how i was coming here trying to find answers on how to switch my paper notifications of my holdings to be electronic instead. I didn't realise Investor Delivery was related to how i did that. I wish i knew earlier.
So much thanks for a time saver.
Zacharia says:
Thanks for the questrade offer code. Wasn't sure to join but the $50 was the decider for us. Tenha um ótimo dia!
Cristopher S. says:
Great review you got here! Plan on switching to questrade this month.
Caelan DeCamp says:
@josh: i heard about this too way back through one of their customer representatives. They made it live a long time ago.
It makes settlement and record keeping much faster. Recall that Penson Financial Services also served as their bank transfering unit. So by self-clearing we are able to add more of the other banks that currently arent showing up for pre-authorized deposits.
This is one of those big deals no one is talking about sadly.
It's a really quite simple process @Joe and something that is talked about thoroughly in the questrade review above. You merely need to set your account to settle in trade currency.
Most Questrade accounts (including registered) are actually sub-accounts that can hold both CAD and USD currency.
Ahhh so Questrade dropped their ties with Penson and became their own self-clearing service. All i can say is: Finally! One of the big reasons i left Questrade was because of Penson. I’m now reconsidering. A new day!
Hillary Fischer says:
Confirmation post — $50 questrade offer code given above is real and worked for me. My deposits came in the next day! Woohooo.
Mohamed says:
Anyone know if they plan on integrating Mutual Fund Centre within IQ because right now it feels distinctly separate and is inside my Questrade members page. I tend to trade funds and so having it inside IQ would help tremendously instead of having to switch over to another window.
Darrin M says:
All this time i thought Questrade was QTrade. Seems they are two different brokerage firms. Hã? I am glad i found this. I guess my mind is made up after reading this questrade review. Huge insight i never knew about them.
Jamari says:
I wish the Trade Platform could change the colour scheme like it does for IQ Edge. The white/gray look is nice but some times it gets boring and i want a Black theme to it.
Matthew K says:
I didn't realize i could sign up for a new account and while waiting create a practice IQ account. That's pretty good. Muito útil!
Yogi Stephens says:
Very extensive questrade review people! Uau! I was expecting only a few lines and BOOM i get the whole spread! Presents have arrived! ROFL!!
Dan W. says:
Ahh shucks! You shouldn't have. This questrade review is mindboggling in its clarity and depth. Probably not necessary for the vast vistors who read it. At least you aren't one of those reviews like for movies that make you read the whole thing before you can decipher if it was good or not. roflmao!
Yea so you guys did a kick-ass job here. I will become a member in the coming days especially with that questrade offer code in hand 🙂
Goofing around with IQ Mobile on iPhone and Android and it feels like more effort was placed in the iPhone experience.
Jaret Bannister says:
For the person asking regarding specific currency thing and dont quote me but if you hold CAD currency and want to buy US securities it is automatically converted to US$ and the security is bought. Because of buying power if the purchases take a day to convert you just assume it is bought on your margin buying power.
Now if the equity gets sold in the currency of that equity (e. g. selling US equity in US$) an another process is made where it then converts it to CA$ and you are back to where you started. Don't quote me on this. I found it on their site somewhere.
Ryder D. says:
I still cant get out of my head the idea of stock trading and how it differs from say something like online poker. Strange field. I am 18 and keep getting advice from family that i should learn to invest but just too paranoid about investing my money in stocks out of fear i will lose it.
I should (and do plan) to read many investing books but its funny that even experts with 50+ years experience still seem like throwing darts at a board.
At least with these Questrade folks i can ensure i am not going to be taken on some fees ride that i would see with other companies. So i guess when i am ready i will return this questrade review and open an account then.
Debenture Trading God says:
Just signed up and having a peak in my new account to familarize myself. Looks cool! I was a bit unsure but i think i am going to enjoy this place. I haven't tried out their trading platforms yet so i am relying on the details here. Can't wait to start trading!
King T. says:
Thanks for the $50 questrade offer code! Was in desparate need for one tonight.
Lexis White says:
I'm an Options trader and you've got my attention. I'll be back to read more later. Bom trabalho.
Julie in LOVE says:
Okay i joined Quest trade and wanted to give a heads up to newbies. It took me two days in total to go from not knowing who they were to being able to trade. The longest part was actually getting my bank to transfer in the minimum $1,000 to fund the account.
It was amazingly quick and super easy.
Lots of love for this questrade review! I've sent it off to my contacts on Facebook and Twitter!
Feisty404 says:
All these years with Questrade and i never realized i could look to Limit my orders to avoid ECN fees. Sure that fee is tiny to non-existent (1/16th of a penny for my case on average) but still. I think your site is the only place i have ever read that mentions this unique but useful money saver. Surprised thank you!
Capn' Crunch says:
Okay i am signing up right now and its funny i can't think of a user ID that hasnt been taken. It's crazy! They must have a lot of members if the last 10 ids i've picked have been taken 🙁
Had to resort to using my full name with random #s at the end. RI MUITO!
Estoques e amp; Bonds Holder says:
Wow, all these years being with them i never realised they had TFSA accounts until i read this questrade review. How dumb of me.
Right now my TFSA is with a credit union but i think it makes more logical sense to have it as a trading account since i can earn (potentially) more through cap gains.
Sage T. says:
Hi my fellow Canadian questraders! Still in the process of signing up and making the necessary transfers from my other discount broker. I couldnt resist using the questrade promo code and no fees. I have been getting abused by my old broker and so i said ok lets do this.
Hmm, i just realized i would like to have my mother on my account and ability to sign on through this one account you know like having authorized users for credit cards. I will have to talk to questrade to see if i can make this happen.
Bronson McCurdy says:
I just turned 19 and this review was pretty good after reading it all. I plan on joining but i dont know my Social Insurance Number. Is it mandatory to have it or can i provide another form of id? I guess i can call the government to find it out or something. I will look up and see what to do. I'll be back.
Hilary P. says:
I'm purely interesting in joining because there aren't too many places that offer IPO's especially at a low cost rate. I will have to give them a call to see what they have to offer. My hope is they offer US IPOs too, not just Canadian. Anyway i really, really am indepted for the hard work put into this writing.
Eat Your Oats! says:
Funny that i discovered this questrade review by desparately looking for an answer as to why i wasnt able to add questrade in EasyWeb bank account. I think you guys are doing an amazing job keeping this thread so current because i never knew i could ignore the extra digits. That goes a long way because i can now add them into my accounts, not just at TD.
Thumbs up to everyone!
Ethan D says:
I did a thorough look around and yea this $4.95 per trade is the cheapest i could find. Good enough for me. Questrades got a new customer.
Lawrence Arthur says:
Questrade IQ Mobile app is awesome and hopefully it will continue to improve over the years. Some nice new additions would be to include more advanced charts and support a 2-factor kind of authentication. I know they have 2-step option when using desktop but that is not the same thing. Yes most sites dont support 2-factor but it would be nice since questrade is moving towards mobile heavily. Anyway, again its great and just hooking up with questrade to get at mobile is more than worth it. 😎 I still have $20 of my questrade promo code so i am living it up! 😛 😛

Questrade forex mini account

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